The first self-custody pension protocol on BSC. Contribute monthly, earn tiered pensions up to 384% ROI, and retire on your terms.
0
Total Users
$0
Total Value Locked
$0
Pension Distributed
0%
Treasury Health
From connecting your wallet to receiving pension payouts — the entire process is on-chain, transparent, and fully automated.
Link your MetaMask or WalletConnect wallet to the BSC network
Select Simple ($5-100/month) or VIP ($1K-10K one-time)
Funds split 90/10 into Retirement and Emergency vaults
Receive monthly payouts across two tiers for 48 months
Two plans designed for different investment levels. Both offer guaranteed pension payouts backed by smart contracts.
Monthly contributions
One-time contribution
See exactly how much you can earn over the full pension cycle. Adjust the amount and plan to explore different scenarios.
You Invest
$3,000
Loyalty Bonus
$750
Tier 1 Earnings
$3,600
Tier 2 Earnings
$5,760
Total Return
$13,110
Every aspect of MBF Protocol is designed with security-first principles. Your funds are protected by battle-tested smart contracts.
Built on battle-tested OpenZeppelin upgradeable contracts
Smart contracts independently audited and publicly verifiable
Admin operations require multi-signature approval
Secure upgrade pattern with owner-only authorization
All transactions visible on-chain via BSCScan
Withdraw from emergency vault anytime — no lockups
Automated health monitoring with multi-level alerts
Real-time protocol metrics and treasury health dashboard
Invite others and earn commissions from your entire 5-level network. Commissions are paid from treasury — never from users.
8%
Direct
4%
2nd Degree
2%
3rd Degree
1%
4th Degree
1%
5th Degree
Total referral commission: 16% per contribution from treasury
View Referral DashboardEverything you need to know about the MBF Protocol.
MBF Protocol is a decentralized pension and retirement system on BSC. You contribute USDT (or accepted tokens) into personal vaults, and after a contribution period, you receive monthly pension payouts for 48 months across two tiers.
Your pension is a percentage of your total contributions. Simple Plan: 5%/month (Tier 1) then 8%/month (Tier 2). VIP Plan: 6%/month (Tier 1) then 10%/month (Tier 2). Each tier lasts 24 months.
Yes! Your Emergency Vault (10% of contributions) is always accessible. A 10% withdrawal fee applies, and the fee goes to treasury. Importantly, emergency withdrawals do NOT affect your pension calculation.
USDT automatically swaps into MBF and admin can add additional tokens (like AIM and 1DREAM) as contribution but also automatically swap into MBF token because all contributors receive MBF token as rewards and payments.
The smart contracts are built on OpenZeppelin's upgradeable standards and are independently audited. All code is verified on BSCScan for full transparency.
Simple Plan: You can miss up to 3 consecutive months. After 4 consecutive misses, your account may be frozen by the admin. VIP Plan: No missed contributions possible (single payment).
When someone you referred contributes, you earn 8% commission (Level 1). The tree extends 5 levels deep: 8%, 4%, 2%, 1%, 1%. Commissions come from treasury, never from the contributor's vaults.
Treasury health monitors the ratio between contract's USDT balance and total obligations (pending pensions + referral payouts). Statuses: Healthy (>150%), Caution (100-150%), Warning (50-100%), Critical (<50%).
Join thousands building their pension on-chain. Connect your wallet and start contributing today.